Are you a woman dreaming of starting your own business but worried about finances? Here’s some big news for aspiring women entrepreneurs in Uttarakhand – the Mukhyamantri Lakhpati Didi Yojana 2025 is here to support your dreams!
Under this powerful initiative by the Government of Uttarakhand, eligible women can now avail interest-free loans up to ₹5 lakh to start or expand their own businesses. This scheme is designed to empower women, help them achieve financial independence, and promote self-employment across the state.
Let’s explore the full details of this scheme, including eligibility, benefits, required documents, and how to apply both online and offline.
📌 What is the Mukhyamantri Lakhpati Didi Yojana?
The Mukhyamantri Lakhpati Didi Yojana, launched on 15th August 2023 by Prime Minister Narendra Modi, is a welfare scheme specifically designed for women in Uttarakhand. The objective is to help women achieve an annual income of at least ₹1 lakh, by supporting them with interest-free loans up to ₹5,00,000.
This scheme is focused on uplifting Self-Help Group (SHG) women members, enabling them to become Lakhpati Didis — women who earn more than ₹1 lakh per year through sustained income-generating activities.
🎯 Key Objectives of the Lakhpati Didi Scheme
- 💼 Promote self-employment among women
- 👩💼 Support women-led micro businesses
- 💰 Provide financial aid without interest
- 🧵 Encourage skill-based entrepreneurship
- 💪 Make women financially independent and empowered
🏆 Key Benefits of Mukhyamantri Lakhpati Didi Yojana 2025
Here’s how the scheme benefits women in Uttarakhand:
| 🔹 Benefit | 🔍 Description |
|---|---|
| 💰 Interest-Free Loan | Women can avail up to ₹5 lakh loan with 0% interest |
| 👩🦱 Women Empowerment | Helps women start their own business and become self-reliant |
| 🏠 Home-based Business | Ideal for SHG members and rural women entrepreneurs |
| 📈 Increased Income | Goal to make every woman earn ₹1 lakh annually |
| 🛍️ Support for Small Businesses | Boosts cottage industries, local production & crafts |
| 🧵 Focus on Skill Development | Encourages tailoring, food processing, handicrafts, etc. |
🧾 Who is a “Lakhpati Didi”?
A Lakhpati Didi is a woman SHG member who consistently earns more than ₹1,00,000 annually or ₹10,000 per month, sustained across at least four agricultural or business cycles. The scheme aims to create thousands of such successful women entrepreneurs across Uttarakhand.
✅ Eligibility Criteria for Lakhpati Didi Yojana
To benefit from the scheme, applicants must fulfill the following conditions:
- 🤝 Must be a member of a Self-Help Group (SHG)
- 📄 Must have valid and complete documentation
- 💵 Annual income should be less than ₹3 lakhs
- 🎯 Must have the intention to start or expand a business or income-generating activity
📄 Documents Required for Application
Make sure to keep these documents ready before applying:
- ✅ Aadhaar Card (with correct details)
- ✅ Passport-size photograph
- ✅ Mobile number and active email ID
- ✅ Caste certificate (if applicable)
- ✅ Domicile/residence certificate
- ✅ Income certificate
- ✅ Bank passbook copy
- ✅ SHG membership proof
📝 How to Apply for Mukhyamantri Lakhpati Didi Yojana 2025
Women can apply for this scheme through both online and offline methods. Let’s understand both:
🔹 Online Application Process
- Visit the official website:
👉 https://lakhpatididi.gov.in - Click on the “Sign Up” button to begin registration.
- Enter your basic details (name, mobile number, SHG info, etc.)
- Verify your mobile number using OTP authentication.
- Fill out the application form with accurate information.
- Upload the required documents in the specified format.
- Click Submit to complete your application process.
- You will receive a confirmation message after successful submission.
🔹 Offline Application Process
- Visit your nearest Child Development Department office or SHG center.
- Ask for the Lakhpati Didi Yojana application form.
- Fill out the form with correct personal and business details.
- Attach all necessary documents.
- Submit the form to the concerned officer and take an acknowledgment receipt.
📥 Direct Application Link:
👉 Apply Now – CLICK HERE
👉 Official Website
📌 Important Reminders
- ❌ No fees are required to apply – beware of scams.
- 📞 You must have an active mobile number linked with your Aadhaar.
- 🗂️ Only eligible SHG women members from Uttarakhand can apply.
- ✔️ Ensure all documents are valid and updated.
- 🧾 Keep your acknowledgment/receipt safe after submitting the form.
🔚 Conclusion: Unlock Your Future with Lakhpati Didi Yojana
The Mukhyamantri Lakhpati Didi Yojana 2025 is a life-changing opportunity for women in Uttarakhand who wish to break financial barriers and become successful entrepreneurs. With interest-free financial support, this scheme promotes women-led development and helps build Atmanirbhar Bharat from the grassroots level.
If you’re a woman with a dream, this scheme can help you turn it into a reality. Whether you want to start tailoring, open a shop, or grow a small-scale industry — this is your time.
💡 Don’t wait. Take the first step towards becoming a Lakhpati Didi today!
📢 Frequently Asked Questions (FAQs)
🔹 Who can apply for Lakhpati Didi Yojana?
Only women who are residents of Uttarakhand and members of Self-Help Groups (SHGs) can apply.
🔹 What is the maximum loan amount offered?
Eligible women can receive up to ₹5,00,000 as an interest-free loan.
🔹 Is there any interest charged on the loan?
No. The loan provided under this scheme is completely interest-free.
🔹 How can I apply?
You can apply either online at lakhpatididi.gov.in or offline through your nearest development office.
🔹 What is the goal of this scheme?
To help women achieve a sustainable income of ₹1 lakh or more per year and become financially independent.